Payment Methods

Credit Card Fraud Notice **********

We appreciate all our customers. However, we will not tolerate fraudulent transactions. Fraudulent orders will be pursed to the fullest extent of the law. IP (Internet Protocol) addresses are being logged in order to protect our customers from scammers.

  • Credit card orders  will not be processed unless all the information required is complete.
  • We will not process credit card orders that originate from free e-mail addresses or from e-mail forwarding addresses such as Yahoo, Google or Hotmail. All customers must provide a valid Internet Service Provider (ISP) (i.e, Att, Aol, Comcast) or domain-based e-mail address that can be traced back.
  • Shipping and billing must be the same in order for us to ship an order made with a credit card.

Accepted Payment Methods

Ladiesfashionsense.com makes paying for your orders easy by providing a range of convenient payment options.

All orders are charged in U.S. dollars. Conversion rates will vary depending upon your bank and credit card company. 
Please contact your bank directly with questions regarding conversion rates and fees. Your credit card is charged at time of shipment.  Your billing address must exactly match your name, address, zip code and telephone number as they appear on your credit card statement. This information is used as a part of the validation process of your credit card.

Below is a guide to the different payment methods used by Ladiesfashionsense.com, so you can choose the right way for you.

Credit and Debit Card

Paypal

US Postal Money Order

 

Paying With Credit Cards

  

 

We currently accept Visa, MasterCard, Discovery andAmerican Express credit card payments from most locations worldwide. Paying by credit card or debit card is safe, easy and convenient at Ladiesfashionsense.com.

 

Using Your Credit Card or Debit Card

1. On your Shopping Cart page, click Proceed to checkout after reviewing your items.

2. On the Order Information page, under Payment Methods, select Credit Card/Debit Card.

3. Fill in the required information carefully.

4. After reviewing your payment details, click  Proceed to checkout

 

Paying With Paypal

PayPal Logo

We are Paypal verified. PayPal is a secure and trusted payment processing service which allows you to shop online. PayPal can be used at Ladiesfashionsense.com to purchase items by Credit Card (Visa, MasterCard, Discover, and American Express), Debit Card, or E-check (i.e. using your regular Bank Account).

Using PayPal

You do not need to have a PayPal account before ordering from Ladiesfashionsense.com. Here how to pay with using PayPal, which is as follows:

1. At your Shopping Cart, choose Proceed to Checkout and you will be taken to the Order Informationpage. Under Payment Methods, select PayPal and then click on Continue Checkout. You will then go to PayPal where you can complete your order payment.


Advantages of using PayPal:

1. Your payment status can be traced via your PayPal account..
2. PayPal doesn't require you to use your credit card online. Instead, you can transfer directly from your bank account.  
3. PayPal will protect your personal details if you choose to pay by credit card.

 

Paying With USPS Money Order 

A safe and cost-effective way to pay—from any Post Office™.

Money Order Features

Postal Money Orders are…

  • Always valid—they never expire.
  • Available in values up to $1,000 each if sending within the United States and $700 each if sending abroad.
  • Cashable in 29 countries. Which countries?
  • Can also be cashed or negotiated at your bank and other financial institutions.
  • May be replaceable if damaged, lost, or stolen. Just hold on to your purchase receipt.

What do money orders cost?

$0.01 to $500.00 .......................$1.15
$500.01 to $1,000.00 ................$1.55
Postal Military Money Orders…..$0.30 (issued by military facilities)
International Money Orders…… $4.45

What do you need to buy one?

Cash, debit card, or traveler's check for payment.

 

Charging Your Credit Card

We do not collect funds from your credit card until the date we ship your merchandise to you. Orders are subject to verification and acceptance before shipping. We are not responsible for typographical errors.

Multiple Shipments

If your order is sent in multiple shipments (either to the same destination or to different destinations), your credit card will be charged separately for each shipment.

FL Sales Tax

FL sales tax will be applied to orders shipped to Florida.

Inaccuracies

It is our goal to present the most recent, most accurate and most reliable information on our website at all times. However, there may be occasions when some of the information featured on Ladiesfashionsense.com may contain insufficient data, typographical errors or inaccuracies.Any errors are wholly unintentional and we apologize if erroneous information is reflected in merchandise price, item availability or in any way affects your individual order.

Please be aware that we present our content 'as is' and make no claims as to its accuracy, either expressed or implied.

We reserve the right to amend errors or to update product information at any time without prior notice. In the event that a Ladiesfashionsense product is listed at an incorrect price due to photographical error, typographical error or error in pricing information from our suppliers, Ladiesfashionsense shall have the right to refuse or cancel any orders placed for product listed at the incorrect price.

Ladiesfashionsense shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged.

If your credit card has already been charged for the purchase and your order is cancelled, Ladiesfashionsense shall issue a credit to your credit card account in the amount of the incorrect price.

 

Order Delays

Orders are generally processed within 24 hours. If your Order Status indicates that your order has not yet shipped but the merchandise is in stock, this could be the result of one of the following:

·         We were unable to obtain a proper credit approval for your purchase.

·         We were provided a credit card billing address that could not be verified with your credit card issuer.

·         Your order has a shipping address that differs from your credit card billing address and requires further verification.

Please note that it is important to provide a phone number that is registered with your credit card issuer at the time you place your order so that we may reach you to discuss any problems with your order. We use only verified phone numbers in an effort to further insure your order's security.

If you are using multiple addresses for shipping, we recommend that you register those as alternate addresses with your credit card issuer to insure proper credit verification.

 

TROUBLESHOOTING FAILED AUTHORIZATIONS & PAYMENT DECLINES
To protect your security and privacy, your bank cannot provide bebe with information about why your payment was declined. Because of this, you most likely need to contact your bank directly to solve most payment issues.
Ladiesfashionsense Client Services can help you:
  • Verify if you entered your billing and shipping information correctly on your order.
 
Contact your bank to resolve other payment issues even if:
  • You've successfully used the payment method on a previous order.
  • You have funds available in your bank or credit account to cover the order cost.

Here are steps you can take to resolve some known payment issues:
  • Verify the payment information entered on your order. Did your billing address change recently or did you get a new card with a new expiration date? Have you had a name change? If so, come back online and re-place the order ensuring the billing information is exactly as is stated on your billing statement.
  • Make sure that the security code is entered correctly. Security codes can appear in different spots on different types of cards. Please see below for specific location by card type.
  •  
  • Contact your bank about payment security policies. Your bank may flag any unexpected activity on your account. This includes first-time orders and high-value purchases, regardless of the amount of funds available (or credit limit). Your bank may require your verbal authorization to proceed with a transaction.
  • Contact your bank about daily withdrawal or purchase limits. Most banks have limits on how much money can be charged or accessed in a single day. If you exceed this daily amount, your bank may block your account from any further activity regardless of available funds in the account. Your bank may require you to request a higher purchase limit to complete the transaction.
  • Contact your bank about payment authorizations, reserved funds and charges. When you place an order with www.Ladiesfashionsense.com, we contact your card's issuing bank to confirm that your credit card has a valid number and has not been reported as lost or stolen. This is communicated via a full authorization for the amount of the purchase. Some banks have been known to hold these authorizations for 7-10 business days. If your payment is being declined due to lack of available funds, contact your bank to confirm if the reserved funds are authorizations, verify the amount of time they hold authorizations and request that they remove any extra authorization to free up funds in your account.
  • Submit an alternate payment method for your order. If you are unable to resolve the payment issue with your bank in a timely manner, you are always welcome to place a new order with another card.
  • If paying by another credit card is not an option: You can try paypal or send us a certified money order
  •  

 

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